We hope your visit will help you understand the opportunities and potential rewards that are available when you take a proactive approach to your personal financial situation. We have created this Web site to help you gain a better understanding of the financial concepts behind investing, insurance, retirement, estate planning, and wealth preservation. Most important, we hope you see the value of working with skilled professionals to pursue your financial goals.

Investments: Virtue Capital Management

Our investment portfolios are actively managed daily. We have partnered with investment managers that have extensive experience managing money in both bull and bear markets.   We offer the ability to potentially provide positive returns in all types of markets.

Investment management and retirement planning is our specialty.

We approach investing differently than most other investment advisors.  We do not offer retail mutual funds and variable annuities for two main reasons. The first reason is that some are commissioned based, and can take money from your account to pay the advisor before the investment was ever made.  The second reason is that mutual funds and variable annuities cannot move to cash to protect your principal in a bad market.

I am a Fee Based Fiduciary Financial Advisor: Which means I work for you!

With every move we make, we keep you, our client in mind and always put our clients first. We are focused on providing our clients with customized investment plans, retirement solutions and comprehensive investment management individually designed for our client's specific requirements.  We focus on searching for and utilizing "best in class investments" for every component of our client's portfolio.   We welcome the challenge to compare our investment returns with any other.

We’re here to help educate you about the basic concepts of financial management; to help you learn more about who we are; and to give you fast, easy access to market performance data. We hope you take advantage of this resource and visit us often. Be sure to add our site to your list of "favorites" in your Internet browser. We frequently update our information, and we wouldn’t want you to miss any developments in the area of personal finance.